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Written by Administrator
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Friday, 09 January 2009 |
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In November, 1988, the electorate in California approved Proposition 103 to prevent the massive increases in premiums that were affecting all consumers looking for insurance. After major litigation to decide whether the Proposition was constitutional, it was finally implemented in May 1989 and rapidly revolutionized the rates of insurance across the state which fell by an average of 45% between 1989 and 2001. It is estimated that up to 2006, Californian drivers alone saved $62 billion on their auto insurance rates. Then the Consumer Watchdog combined with other socially active groups to force the insurance companies to abandon the practice of basing rates on the zip code and not your record as a driver. Now comes Assembly Bill 2800 which emerged from the Senate Appropriations Committee in August 2008. This is being treated as a slightly more controversial measure. The auto insurance industry is campaigning to allow a switch to mileage and use as criteria for fixing the premiums. It estimates that this could produce further average savings in premiums of about $275 per vehicle. |
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Casino Games: About Baccarat |
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Written by Administrator
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Friday, 09 January 2009 |
Baccarat is one of the most interesting casino games with its specific rules and tactics. Learn more about baccarat from the casino games article section of our site. When playing baccarat the main object of the game is to assemble two or three cards with a value as close to nine as possible. The best winning combination is with a count of nine with two cards. Eight along with nine makes part of the two "natural" hands and is the second best hand. That means that the only hand to beat the natural eight is natural nine. When a player or the Bank has either of two natural hands, others don't have the right to draw any more cards.
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Free casino games: the history of gambling, part II |
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Written by Administrator
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Friday, 09 January 2009 |
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Find out more about free casino games and their exciting way from ancient time to modern gambling. Roulette, as a casino game also has a very interesting history. The word «roulette» means «a small wheel» in French. The game we know today was popular in France in Modern times, and was edited by Francois and Louis Blanc into the form we all are familiar with. They have introduced the "Single 0" to the game in 1842, and roulette was brought to America in that variation. The Americans have made their own version of the game, introducing the "Double 0" to the wheel. Thus, there were already two types of roulette - European and American. There are ongoing debates regarding the origin of the game itself. Some people claim that roulette was invented by Blaise Pascal, the French mathematician who lived in the 17th century. |
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